Add A Goal 

You can create three types of Goals: Savings, Debt Payoff, and Retirement. We encourage all users to start by setting up a savings account for an emergency fund; saving $1,000 in an emergency-only account is a good start, but working towards 3-6 months of living expenses is a good longer-term goal. 


Create a savings goal:

  • 1.   Select the Savings Goal Type
  • 2.  Select a specific goal to save for
  • 3.  Customize the Goal Name
  • 4.  Specify the Amount to Save
  • 5.  Select an Account & Save



Each goal must be tied to its own account, which will be used to measure progress towards that goal. You may choose to open new savings accounts to set additional goals. 


Create a Debt Payoff Goal:

  1. Select the Debt Payoff Goal Type
  2. Select Debts to Track and Save


Connect a debt to Money Management, and Goals will automatically pull in the information it needs to create a debt goal-including balance, APR, and minimum payments. 


Goals will use your minimum payment information to automatically calculate the date the debt will be repaid, but you can add more to your monthly contribution to pay things off sooner. 


While you can add any debt to the Goals tool, Goals will calculate your payoff based only on the amount you set to contribute in Goals, not accounting for any amount you have budgeted towards that debt in the Budgets tool. 


That means Goals are best used for unbudgeted debts (usually credit cards) unless you plan to manually adjust your Monthly Goal Contribution to account for budgeted expenses. 



Create a Retirement Goal

  1. Select the Retirement Goal Type 
  2. Fill out the top 3 fields
  3. Select "Current Savings", then select an Account & Save


Manage Goals


  • This view is a quick overview of all current goals and progress towards each. 
  • Goals are separated by Type: Debt Payoff, Savings, and Retirement. 
  • User is notified if there's a problem, as seen on the left of this image. 
  • User can change the priority of current goals, by selecting from the "Highest-Interest First" dropdown (right of this image)
  • Goals can be hidden by selecting the goal, then selecting "Hide from Goals"