To protect the information you provide us online, we use multiple levels of security. The application information we accept online and our Online Banking services rely on industry standard "Secure Sockets Layer" (SSL) encryption to secure your transaction information and communication. When you visit our Web site, you can access site information, without revealing your personal identity. However, in order to help us identify you for future site visits, we use "cookies" to track your visit. A "cookie" is a piece of information that our web server stores on your computer hard drive and retrieves later. The cookie will not request, require or collect personal identifiable information and you remain anonymous. Your member information is not accessed by or stored within a cookie in any way.